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Articles by: Gary Le Mon

LeadZILLA Voted Best Annuity Lead Program
America’s annuity agents have spoken. LeadZILLA, a direct mail annuity lead program offered by Life Sales, wins the Readers’ Choice Award in a survey of independent annuity producers polled by Senior Market Advisor Magazine. The votes are in, but aft...

Annuity Settlement Options: Annuitize or Lump Sum?
Annuity settlement options can be puzzling. Many people have purchased annuities of all types for the tax deferral feature. For many retirees the time has come to make the shift from accumulation to payout. Here are some considerations to help determ...

Annuity Lead Scam Watch
Although annuity lead scams are out there, agents agree that leads are the lifeblood of their business. No matter how good the products or presentation, without a qualified prospect there can be no sale. Annuity agents also agree there is a vast diff...

First Rule In Annuity Seminars: Fill The Room
You need to fill the room because perception is everything. If you begin your Safe Money Seminar with empty tables and chairs in the room, those people who do show up will question whether they should have. The trick is to gauge attendance based on R...

Humor Makes It Happen
I’m often asked, “How important is humor in a Safe Money Seminar? Can’t I just deliver the content without trying to get laughs?” Yes you can. But in the words of Dr. Charles Jarvis, one of the great humorists of all time, “You only have to use humor...

Fixed Indexed Annuity: Bank CD Alternative
A fixed indexed annuity (FIA) is the product of choice for top selling annuity agents who are tired of seeing their clients lose money in low interest rate CDs. A fixed indexed annuity is a hybrid fixed product that is fast becoming the new “safe hom...

IRA vs 401k: An Amazingly Simple Small Business Retirement Plan Decision
The question of IRA vs 401k leaps to mind when setting up a small business retirement plan. Do you know the differences between plans? What does the Internal Revenue Code allow and restrict? Why should you even care? Because if you sell fixed indexed...

Life Insurance Settlement Finds Hidden Cash For Annuity Purchase
A life insurance settlement may hold the hidden source of cash to fund your next fixed indexed annuity sale. Every agent on the planet who is actively selling annuities has heard the objection from a prospect, “I love your concept, but all my money i...

Annuities 101
What is a fixed annuity, a variable annuity?Simply put, both a fixed annuity and a variable annuity are amounts payable annually. More specifically, they are contracts offered by insurance companies which allow you to accumulate funds for retirement ...

Annuity Appointment Setting: Super Sales Techniques
When it comes to annuity appointment setting, the most effective technique by far is the Drop-By System. However, if you've totaled your car, broken both legs and must resort to a phone call, I've always taught my agents that the best way to engage y...


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