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Articles by: JayTillotson

Hot Air Rises
It stands to reason that fuel bills tend to be more expensive during the winter months; the shorter days mean lights are on for longer, the cold weather means that heating is turned on more frequently. But watchdogs are advising people to check their...

An Interesting Look at Loans
Almost everyone will, at some time during their adult life, take out a loan. The current economy in the UK makes it difficult to get a loan with a competitive interest rate, but there is something to be said for shopping around, rather than taking th...

Learning to Drive: a step-by-step guide to the theory and practice
Learning to drive in the UK is a costly exercise. This guide outlines some of the most common expenses a young driver will face as they work up to passing their tests, how to reduce some of these costs, and other hints and tips to gaining a full driv...

Refused a Loan in Error
If you've ever been refused for a loan, HP or any other type of financial credit, you may be left wondering why. If you're one of the thousands in the UK who never check their credit file, it may be worth doing so as soon as you can. It's been discov...

The Cost of Plastic
As Christmas approaches, stores everywhere are preparing their festive displays and taking on more staff to cope with the anticipated crowds. But one store has gone a step further in their preparations. Without naming names, one popular UK retailer h...

Debt Management: Beware the Birds of Prey
You may have seen the advertisements in your local paper; a claims management company (CMC) offers to get all your debts written off on a no-win, no-fee basis. Sounds too good to be true? It probably is.A CMC is a new breed of debt management company...

Mortgage Has Broken
The current state of the economy means that it's more difficult than ever to get a mortgage. More and more people are turning to so-called experts to help them find a good, yet affordable, mortgage deal during this tough time. Unfortunately, due to t...

Mortgages: It's a Buyers Market
Economists in the UK are expecting the average price of a house to plummet by a staggering £65,000 in the next 12 months. The 35% drop is the worst ever seen in the UK, and looks set to plunge thousands of homeowners into negative equity.Negative equ...

Personal Loans More Popular Than Higher Purchase
These days you can buy almost anything on Hire Purchase; cars, electrical equipment, furniture etc. The 'Buy Now, Pay Later' tag line hooks us into paying an often extortionate interest rate just to get some new goodies. But is HP really the best way...

Heating or Eating? How to Combat Fuel Poverty
Fuel poverty sounds like something from a Dickensian novel, conjuring up images of a family in rags and tatters, huddled around a sparse coal fire trying in vain to keep warm. In actual fact, fuel poverty is a harsh reality for millions of Britons to...


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