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Articles by: andyadams

Data fees sting mobile phone users
These days mobile phones are not what they used to be, they aren’t just a replacement for our home phones but replacements for a wide range of gadgets like digital cameras and music players. One of the new uses for mobile phones has been the increas...

Mobile Phone convictions lead to discounts for drivers
Here in the UK we’ve had laws dictating that you are not allowed to use your mobile phone whilst driving for a few years now, by and large most of us abide by this law and either use a Bluetooth car kit or simply don’t answer the call!Over in the Uni...

Pick a credit card, any credit card
At the moment there’s a bit of trepidation over getting a credit card, banks are less likely to approve an application with the proverbial credit crunch being in full effect and even if you are able to get approved the interest rates are anything but...

Growing debts affect university students
It’s well known that people who choose to go to university will likely have accepted that they’re going to come out the other end of the four years studying with a debt thanks to student loans covering housing, tuition fees, books and the occasional ...

Never mind mortgage rates, its fees that sting you!
When people look at getting a mortgage they tend to look at one thing and one thing only, the interest rates. These are the headline grabbing figures that you’ll see newspapers harking on about and what many mortgage advisors keep an eye on. The th...

Lifetime tracker mortgages may end a lifetime of heartache
Try getting a mortgage deal with nice and low repayment rates and chances are you’ll come up dry as recently lenders have become increasingly choosy over who gets their money and many people have found themselves priced out of the mortgage and house ...

95% Mortgages next on the chopping block?
Earlier this week the last mortgage lender who offered a 100% mortgage, one which does not require a deposit for buying a new house, withdrew their offers. This essentially means that now if you were to buy a new home you would need a deposit of som...

Overseas Mortgages staying afloat
With the current financial climate it’s nigh on impossible to get a mortgage in this country, the increased cost of living is all we hear about these days and it’s had a knock on effect on almost every facet of modern living. Getting a mortgage if y...

Mortgage rates stay sky high despite swap rates
By now we all know how dire the financial world has become, how the current credit crunch has meant big problems for most of us. The rising cost of living has left a lot of people struggling to make it, thanks to rises in food costs and fuel prices....

How tough is it to get a credit card
You’ll have no doubt by now heard all about how globally we’re in a bit of a fix with regards to money. At the moment (and for quite a while the Bank of England says) trying to get any form of lending is either impossible or extremely tough.Whilst b...


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