What is a Mortgage Advisor?
Much like a broker can help you find the best companies and finance, etc, a mortgage advisor can also help you find the best option for you. He or she can also help you in the application process, and offers an excellent service for anyone buying a h...

UK Mortgages for the First Time Buyer
With the cost of houses and property continuing to rise, UK mortgages are also becoming more expensive. For first-time buyers, this is more of a problem than for those already on the property ladder. With the average cost of a new home now almost £20...

Buy-to-Let Mortgages Withdrawn
The number of products available on the UK mortgage market has declined rapidly in recent months as lenders tighten their belts in order to lessen the effects of the credit crunch. Lenders in the UK have recently been withdrawing various types of pro...

The Big Pile of Debt
Consumers are borrowing more money than ever before. UK residents have built up a huge pile of debt in recent years and it is still growing. The total debt of over one trillion pounds comprises of both secured borrowing, such as mortgages and secured...

Should You Get A Second Mortgage?
If you’re a homeowner and you run into financial difficulties, there are a few options available to you to raise some quick cash. You can apply for a loan; maybe sell some items on eBay; or you can take out a second mortgage. This last option allows ...

The Shifting Market of No Deposit Mortgages
Saving for a deposit to buy a home can be difficult during times of high property prices. This is particularly the case when the average price of a property rises above four times the average salary. This can make the task of saving for a deposit tak...

Plenty of Mortgage Lenders to Choose From
If you are looking for a mortgage for your home you may find that there are dozens of mortgage lenders to choose from. The days of being forced to apply for a mortgage from one of only a small selection of high-street banks has been firmly relegated ...

Rise of the 100% Mortgage Product
The latest trend in the mortgage market has been an increase in the number of borrowers taking out a 100% mortgage. This means that the loan-to-value ratio of the mortgage is 100% rather than the 85% or less normally attached to more traditional mort...

Buy-to-Let Mortgage Brokers
This is because buy-to-let mortgages are regarded as commercial loans and the Financial Services Authority does not regulate this type of finance.Regardless of the fact that a mortgage broker does not need to be registered to advise on buy-to-let mor...

The Basics of Tracker Mortgages
There are several different types of methods for interest to be charged on mortgages. Tracker mortgages have a variable interest rate that moves roughly in line with the Bank of England Base Rate (BoEBR).Another popular type of interest rate is a fix...

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