Choosing a mobile phone tariff part 2
Part 1 covered the differences between monthly contracts and PAYG deals. This second part will expand on that, and give handy tips on how to compare and switch packages.
As was briefly mentioned in the first part, a hybrid phone package combines both a monthly contract with a pay as you go option. This works by setting a usage cap on your minutes and texts, so there's no danger of you going over this and running up huge bills. Once you've reached your limits, you either need to top up (as with a pay as you go phone) or stop using your phone until the next month.
You're still tied into a 12 or 18 month contract with a hybrid package, and the amount of inclusive calls or texts may not be as much as with standard pay-monthly tariffs, but it can be a good option for infrequent mobile phone users. This type of tariff is also popular with parents of young teenagers; the child is contactable at all times in case of emergency, but is unable to run up a huge phone bill. Of course, if they regularly find themselves running out of 'credit', they can top up the phone themselves out of their pocket money.
Sometimes, PAYG customers find themselves longing for a newer, feature-laden handset but can't afford the often high prices for one. If this sounds familiar, take note of how much you're paying for credit; if it's around £20+ each month it may be worth taking out a monthly contract, or even a hybrid one. There are monthly tariffs to suit almost every budget now, all you need to do is find one that suits your usage.
If you've been on a monthly contract which is coming to an end, don't feel that you have to stay with your current provider for your next phone. Look around, see if you can get a better deal elsewhere. Customer loyalty is all well and good, but not if it's costing you more money! Alternatively, ask your provider if there are any new tariffs available to switch to; you'll already be entitled to a new handset, you may as well see if you can get a new tariff as well. Remember; if you try to cancel a contract before the term is up you may be subject to a hefty fee.
In summary; people who use their mobile phones a lot will benefit from a monthly contract and free texts/calltime. Those who rarely call or text would be better with one of the cheap mobile phones which are available on PAYG. Whatever your preference, there'll be mobile phone deals to suit you, available both in stores and on the internet.
About the Author: J Tillotson is a financial author in the UK with a particular interest in technology and the latest gadgets.
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Print Article | Download PDF | 27 views | Sep 10 2008
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